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Privacy Policy
This privacy policy applies to the use of
 We highly value your privacy and make this policy easily available throughout our site to assist you in understanding the handling of information in the course of using this site. 
 Links to Other Websites
This website contains links to other sites that are not controlled in any way by us. Please be aware of this when you click on any such links; we are not responsible for the privacy practices and/or policies of any website other than our own. Consequently, we strongly suggest that you review the privacy policy of every website you visit, whether or not they are linked to by our site. 
Registration and Use of Personal Information
Registration is not required in order to use or access this website. However, this site may make forums, blogs, message boards or similar features available to its users. You may be required to register for these features, particularly if you wish to leave comments or provide articles.  
If you do register, and in the process provide us with personally identifiable information, rest assured that any such information you provide will not be shared with any third-party organization without your express consent.
Please note that if you post comments or articles to any forum, blog or message board on this site, any personally identifiable information you provide in those comments or articles may be read, collated and used by anyone viewing them. As such, we are not responsible for personally identifiable information you may choose to make available through these channels. 
We also provide visitors to our website the opportunity to opt-in to receive communications from us.  In this case, we ask the visitor for his or her email address, phone number and name. These communications will include our regular newsletter, industry news and any other information that we feel may be pertinent to the visitor. You may opt out of receiving any, or all, of these communications by emailing us at or by replying to any email we send you and entering the word UNSUBSCRIBE in the subject line.
If you provide us with your email address, phone number, and/or name for the purposes of receiving online life insurance quotes from us, we may use this information to contact you for the purpose of marketing Financial Services and Insurance for which we are licensed.  If you reside in an area in which we are not licensed, we may provide this information to a Licensed financial advisor or life insurance agent who may legally provide you with insurance and financial services in your area. 
Access to Personally Identifiable Information
If your personally identifiable information changes, or if you no longer wish us to possess your information, you may request correction, updating, or deletion of your information by emailing us at 
We follow accepted industry standards to protect any personal information you have provided to us. However, please be aware that no method of electronic storage can ever be 100% secure. Therefore – as is the case with any organization - we are not in a position to guarantee the absolute security of your information.  
You may submit any questions you may have about our security procedures by emailing us at
Legal Disclaimer 
We reserve the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and/or to comply with a judicial proceeding, court order or legal process served on our website.
Contact Details 
If you have any questions or concerns regarding this privacy policy, or you wish to contact us by phone our contact information is as follows: 
This privacy policy was last updated on March 3, 2009.
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